A Special Program for New & Repeat Homebuyers

As a not-for-profit lender, we believe everyone should have access to The American Dream.

Welcome Home Program Advantages^*

Low Downpayment Requirement
Saving a 20% downpayment is tough these days. A large down payment is not required.

Flexible Credit Score Standards
About half the people in the U.S. have the 740+ credit score preferred by many traditional lenders.^* You could have the option of a lower downpayment including a lenient debt-to-income (DTI) consideration affecting your credit score.

Low Closing Costs
Costs are limited under this program – making it lower than conventional loans.

Competitive Interest Rates
A typically lower interest rate over conventional loans – saving you money over the life of your loan.

Gift Funds Allowed
Down payment and closing costs can be covered by family, employers, or other eligible sources, reducing your financial burden. Not always something allowed with conventional loans.

Secure
Insured by The Federal Housing Administration, approvals scale higher for those with non-traditional credit scores or credit challenges.

Assumable Loan Feature
What does this mean? A future buyer could take over the loan under the same terms. A major selling point making your home easier to sell in the future.

Owned A Home Before?
If you’ve not owned or made payments on a home for three years or more, you may be able to take advantage of the Welcome Home Program as well.

Our non-commission lenders are here to help.

*Credit score research based on Experian data. All loans subject to credit approval and program eligibility. See U.S. Eagle for more information and complete details.

As an FHA-approved lender, we are not a government agency. We provide access to FHA-insured loans.