Share Certificate Rates
Share Certificates and IRA Certificates
Rates effective as of: 01/07/2025
| Term | Nominal | APY* | MemPerx Max Benefit** |
|---|---|---|---|
| 12 months | 3.440% | 3.50% | 4.02% |
| 18 Months | 3.295% | 3.35% | 3.87% |
| 20 Months - First Step | 3.44% | 3.50% | 4.02% |
| 24 Months | 2.956% | 3.00% | 3.52% |
| 36 Months | 2.907% | 2.95% | 3.47% |
| 48 Months | 3.053% | 3.10% | 3.62% |
| 60 Months | 3.102% | 3.15% | 3.67% |
*APY=Annual Percentage Yield. Penalty applies for early withdrawal. $500 minimum opening deposit.
**MemPerx rate assumes maximum benefit.
Share Certificates
Rates effective as of: 01/07/2025
| Term | Nominal | APY* |
|---|---|---|
| 3 Months | 2.96% | 3.00% |
| 6 Months | 3.778% | 3.85% |
*APY=Annual Percentage Yield. Penalty applies for early withdrawal. $500 minimum opening deposit.
Not eligible for MemPerx benefits