Real Benefits
You can Use Everyday
U.S. Eagle Checking gives you much more than just ways to manage your money.
Perks® Checking offers cost-saving, free coverage on everything from your mobile phone to free roadside assistance, free ID Theft Aid and more. Perks® Plus takes it up to the next level by paying you dividends, exclusive pet insurance discounts and BillShark services.*
And, if you want less benefits but free checking with e-statements, Life Essentials Checking® is an option, too.
Plus, all checking accounts come with Early PayDay – allowing you to get your paycheck up to 2 days earlier – and no overdraft fees with URCovered (excluding Life Essentials and FlexChecking accounts).
Click to learn more about how much you can save!
Exclusive Pet Insurance Discounts*
Protect your furry family members.
FREE ID Theft Aid*
$25,000 personal identity theft benefit and more.
BillShark Services*
Cut your bills, not your budget.
URCovered®
(No overdraft fees)
FREE Mobile Phone Protection*
Up to $1,000 per claim - $2,000 per year.
FREE 24/7 Roadside Assistance*
Gas fills, towing, lockouts and more.
Cashback Debit Card*
Unlimited cashback on every signature-based purchase.
FREE Health Savings Card*
Save money on prescriptions and more.
Early PayDay*
Get your paycheck up to 2 days early.
Shop Local/Save Local App*
Save with local discounts on everyday purchases.
Dividend Bearing Account*
with Perks® Plus Checking.
FREE Anywhere Banking Tools
With Zelle®.
FREE eStatements*
There shouldn't be a fee for being Earth-friendly.
Checking Accounts
With easy to use banking tools and other money saving benefits.
Real People, Real Savings.
Call Us: 505-342-8888
*The BaZing information in the benefits reference guide is designed to assist eligible account holders. If there is any conflict between the information in this document and the full terms and conditions outlined in the applicable Guide to Benefits or on the BaZing.com website, the full terms and conditions will control in all respects.
Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.
Insurance products are: NOT A DEPOSIT, NOT FEDERALLY INSURED, NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.
Must qualify for U.S. Eagle membership including $5 share deposit. $25 minimum deposit required to open checking account. $10 monthly fee for Perks Plus Checking (waived by maintaining a minimum monthly average balance of $5,000 or more), $7.50 monthly fee for Perks Checking, $5.00 monthly fee for Life Essentials (waived with eStatement or if primary account holder is under 18 or over 65), $5.00 monthly fee for FlexChecking. URCovered Terms and conditions apply. A discretionary service, not an obligation, for U.S. Eagle Checking members in good standing. Automatic enrollment upon checking account opening for memberships of at least five years and after 90 days for memberships of less than five years. Separate enrollment required for ATM and debit card use. No fee for URCovered service or per overdraft. Member required to bring account current within 45 days. Not available for all checking account types (Life Essentials, FlexChecking and Business Checking accounts are not eligible for URCovered). Early PayDay Direct deposit enrollment required. Once enrolled, member may receive payroll deposits up to two days prior to their scheduled payroll date. There is no additional fee for this service. 24/7 Online, Mobile Banking & Zelle® Services Your wireless service provider may charge data fees. U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes and generally do not incur transaction fees. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle®. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Surcharge Free ATMs Must use one of over 30,000 ATMs in CUAnytime® Network to avoid surcharge fees. Surcharge fees may be charged by other financial services provider networks and independently held ATMs. CashBack Debit Card ATM transactions do not qualify for cashback, only signature-based purchase transactions (learn more at useagle.org/cashback). Eligibility is restricted to individuals who have a statement address within the 50 United States, the District of Columbia or any U.S. Possession or Territory. All cashback options automatically default to an annual deposit before end of current, or first day of following, year into member share account. Cashback also available for on-demand redemption through your Digital Banking account. Minimum cashback redemption amount of $15 required. See U.S. Eagle for details.