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The holiday season is a time of joy, giving, and celebration, but unfortunately, it's also a prime time for scammers to take advantage of unsuspecting individuals. Going into this holiday season, it's crucial to stay vigilant and be aware of the top holiday scams that could threaten your financial and personal well-being. In this article, we'll explore the five most common holiday scams and provide practical tips on how to avoid falling victim to them.
Online Shopping Scams
With the rise of online shopping, scammers have found new ways to exploit consumers during the holiday season. Fake websites and phishing emails that mimic legitimate retailers are common tactics. To avoid falling prey to online shopping scams, double-check the website's URL for authenticity, use secure payment methods, and be wary of unsolicited emails urging you to click on links or provide personal information.
Charity Scams
The holidays inspire many people to give back to those in need, but scammers take advantage of this generosity by creating fake charities. Before donating, research the organization to ensure it's legitimate. Use reputable websites like Charity Navigator or the Better Business Bureau to verify a charity's authenticity, and never share personal or financial information with unsolicited callers claiming to represent a charity.
Travel Scams
Whether you're booking a winter getaway or planning a family visit, travel scams can put a damper on your holiday plans. Be cautious of too-good-to-be-true deals, especially from unfamiliar websites or individuals. Use reputable travel agencies and booking platforms, read reviews, and confirm reservations directly with hotels and airlines. Avoid sharing sensitive information, such as passport details, with unverified sources.
Gift Card Scams
Gift cards are a popular and convenient holiday present, but scammers have devised clever ways to exploit them. Criminals may tamper with cards on store shelves or trick individuals into buying gift cards for fake promotions or services. Only purchase gift cards from reputable retailers, check for signs of tampering, and be skeptical of requests to provide card information over the phone or via email.
Package Tracking Scams
Scammers are now employing a cunning tactic using real FedEx/UPS tracking numbers. They may send fake emails or texts with legitimate tracking information, claiming there's an issue with your delivery and prompting you to click on a link for a resolution. Always verify the communication directly on the official FedEx or UPS website and never click on suspicious links or provide personal information through unsecured channels.
By being aware of the common scams outlined in this article and following the provided tips, you can enjoy the festivities with peace of mind. Remember, if something seems too good to be true, it probably is, so trust your instincts and take the necessary precautions to safeguard your holiday cheer.
Make sure you're protected this year with our Perks® Checking!
As the holiday season approaches, the spirit of giving takes center stage, and US Eagle is helping communities across New Mexico to support those in need through three donation drives.
US Eagle’s Junior Board of Directors is partnering up again with Rio Grande Food Project to hold its Annual Car Meet and Food Drive on Sunday, April 7th!
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